Personal Loan Eligibility Calculator
Check your Personal Loan eligibility instantly. Calculate how much loan you can get based on your income and existing obligations.
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Personal Loan Eligibility Calculator
Eligibility Calculators
₹
₹10K₹10L
₹
₹0K₹200K
%
8%30%
Yr
1 Yr7 Yr
Maximum Loan Eligibility
₹5,97,843
Max Affordable EMI
₹20,000
50% FOIR Allowance
₹25,000
ℹ How it's calculated
Banks use FOIR (Fixed Obligation to Income Ratio) of ~50%. Max EMI = 50% of income − existing EMIs. The eligible loan is back-calculated from that max EMI.