Need Loan Assistance?

Loan Sansar Logo
HomeCalculatorsHome Loan Eligibility Calculator

Home Loan Eligibility Calculator

Check your Home Loan eligibility. Calculate your maximum loan amount based on your income, existing EMIs, and loan tenure.

Home Loan Eligibility Calculator

Eligibility Calculators

10K10L
0K200K
%
5%20%
Yr
1 Yr30 Yr

Maximum Loan Eligibility

₹40,33,079

Max Affordable EMI

₹35,000

50% FOIR Allowance

₹40,000

ℹ How it's calculated

Banks use FOIR (Fixed Obligation to Income Ratio) of ~50%. Max EMI = 50% of income − existing EMIs. The eligible loan is back-calculated from that max EMI.