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Two Wheeler Finance

Two Wheeler Loans Built Around Your Budget

Compare two-wheeler loan rates from 50+ lenders and ride home on flexible EMIs that work for your wallet.

50+
Lending Partners
9.5%
Starting Interest Rate
95%
On-Road Price Financed
Bike
Home/Vehicle Loans/Two Wheeler Loan
Quick Overview

Key Facts About Our Bike Loans

Everything you need at a glance — terms, rates, and details that matter before you apply.

Repayment Period:1 to 5 Years (up to 7 for select cases)
Processing Charges:1% to 2.5% of the approved amount
Vehicle Age Cap:Up to 8–10 years at loan end
Financing Coverage:Up to 95% of on-road price
Why It Works

What Makes Our Bike Finance Stand Out

From competitive rates to digital convenience, here's what you get with every loan application.

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Flexible Repayment Plans

Choose EMI durations that suit your monthly cash flow — from 12 to 60 months.

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High On-Road Coverage

Finance up to 95% of the bike's on-road price, keeping your upfront spend low.

Fast Fund Disbursal

Once approved, loan funds reach the dealership within one working day.

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Fully Digital Process

Apply, upload documents, and receive approval — entirely from your phone.

Check Before Applying

Do You Meet the Loan Criteria?

Review these basic requirements to understand your chances of approval.

Criterion
Requirement
Age
21 to 60 years
Employment
Salaried or Self-Employed
Income
Minimum threshold as per lender
Credit Score
650 or above recommended
Work History
At least 1–2 years
Our Advantage

Why Riders Choose Us for Their Loan

Owning your next bike should feel rewarding. Here's how we make the journey straightforward.

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Ride First, Pay Gradually

Budget-conscious EMI plans designed specifically around two-wheeler ownership costs.

Quick Approval, Quicker Ride

Our automated verification gets your loan sanctioned fast so you don't wait long.

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Every Category Covered

Finance a scooter, commuter bike, sports machine, or electric two-wheeler — all types qualify.

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Minimal Paperwork Required

Simple digital document submission means less back-and-forth and more time riding.

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India's Trusted Lenders

Access loan offers from leading banks and NBFCs through one single platform.

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All Two-Wheeler Variants

From everyday commuters to premium electric bikes — we've got a loan that fits.

Simple Process

Your Loan in 3 Straightforward Steps

From checking eligibility to receiving funds — the entire journey is designed to be fast and clear.

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1

Verify Your Eligibility

Share basic details — income, employment, and the bike you want — to instantly check what you qualify for.

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2

Compare & Pick Your Offer

Browse loan options with varying rates and tenures from our network of verified lending partners and choose what suits you.

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3

Submit Docs & Get Funded

Upload your documents digitally, complete verification, and receive disbursement — your bike is ready to collect.

Insider Guidance

Smart Moves Before You Sign Your Loan

A little preparation before applying can save you money and make the process much smoother.

Smart EMI Calculator for Two‑Wheeler Loan

Adjust loan amount, interest rate, and tenure to see your monthly EMI instantly.

100,000
₹10k₹2L
9.5%
8%24%
3 Years
1 Yr5 Yr

Break‑up of Total Payment

Monthly EMI3,203
Principal Amount
100,000
Total Interest
15,308
Total Amount115,308
Lending Network

Trusted Partners for Your Bike Finance

We work with 50+ banks and NBFCs to bring you the best two-wheeler loan rates on a single platform.

AXIS BANK
ICICI BANK
HDFC BANK
YES BANK
FEDERAL BANK
INDUSIND BANK
AU SMALL FINANCE
CHOLAMANDALAM
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Smart Moves for Your Best Bike Loan Deal

A little preparation helps you get better terms and save money.

  • Account for the Full On-Road Cost
  • Run an Eligibility Check First
  • Compare Multiple Lender Offers
  • Understand What the Loan Covers
  • Read the Fine Print Thoroughly
  • Go Shorter on Tenure If Possible
Document Checklist

Paperwork You'll Need to Apply

Keep these documents ready to avoid delays and sail through the verification stage quickly.

Get your CIBIL Credit Report

Claim Your Free CIBIL Credit Report — Worth ₹500

Over 5 lakh people have already checked their credit scores at no charge. Join them today.

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Common Questions

Your Bike Loan Questions — Answered

Straightforward answers to the things people ask most often before applying.

Still Have Questions?

Talk to Our Loan Advisors

Our experts are available to walk you through every detail of your application and help you choose the right lender for your situation.

Toll-Free: 1800 208 3344
Email: connect@ridemoney.com

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