Privacy Policy

1. Introduction

Welcome to Loan Sansar. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or use our loan facilitation services. By using our services, you agree to the terms described in this policy.

2. Information We Collect

Personal Information

When you apply for a loan or register on our platform, we may collect:

• Full name, date of birth, and government-issued identification (PAN, Aadhaar)
• Contact details including mobile number, email address, and residential address
• Employment information, income details, and bank account data
• Credit score, credit history, and financial documents
• Loan application details and repayment preferences

Usage Data

We automatically collect certain information about your device and how you interact with our website, including IP address, browser type, pages visited, and other diagnostic data.

3. How We Use Your Information

We use the collected information to:

• Process loan applications and connect you with suitable lenders and financial institutions
• Verify your identity and assess your loan eligibility
• Communicate with you regarding your loan application status
• Send promotional offers, newsletters, and updates (with your consent)
• Improve our website, services, and user experience
• Comply with legal and regulatory obligations

4. Sharing of Information

We may share your personal information with:

• Banks and NBFCs: Partner financial institutions to process your loan application
• Credit Bureaus: To check and report credit information as required
• Service Providers: Third-party vendors who assist in operating our platform
• Legal Authorities: When required by law or to protect our legal rights

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures including SSL encryption, secure servers, and regular security audits to protect your personal information. However, no method of transmission over the internet is 100% secure.

6. Cookies

We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.

7. Your Rights

You have the right to access, correct, or request deletion of your personal information held by us. To exercise these rights, please contact us at the email address provided below.

8. Contact Us

If you have questions about this Privacy Policy, please contact us at info@loansansar.com or write to us at our registered office address.