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Commercial Vehicle Loans Made Simple

Secure funding fast — drive your business forward with affordable payments and a completely online process.

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Your Commercial Vehicle Loan, Backed by Real Business Understanding

Finance your fleet through FleetMoney — intelligent financing solutions scaled for every business, large or small.

Loan FeatureWhat to Expect
Loan Amount₹5 Lakhs to ₹50 Lakhs
Financing CoverageUp to 100% of Vehicle Value
Repayment TenureUp to 5 Years
Applicant Age Range21 to 65 Years (Indian Citizens)
Eligible VehiclesBus, Truck, Tanker, Tipper, Mixer, Tempo — New & Used
Down PaymentMinimal; select vehicles at 0% deposit

Commercial Vehicle Finance Built for Efficiency

FleetMoney brings you financing that's straightforward, affordable, and designed around the demands of running a business.

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Adaptable EMI Structures

Tailor your monthly repayments to match your business cash flow with a wide range of customisation options.

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Digital Loan Management

Monitor statements, repayment schedules, and account details from any device at any time.

3

Dedicated Loan Support

Our advisors go beyond basic assistance — they understand commercial lending and work alongside your business goals.

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Full Pricing Transparency

Every charge, fee, and rate is clearly disclosed before you sign — no unexpected deductions or hidden clauses.

Do You Qualify for a Commercial Vehicle Loan?

Here's what lenders typically look at when assessing a commercial vehicle loan application.

Eligibility FactorRequirement
Age21 – 65 Years
Employment TypeSalaried or Self-Employed
Work Experience1–3 Years Stable Income History
Credit ScoreCIBIL Score of 500 or Above
Financing Available100% of Vehicle Value
GST RegistrationRequired for Business Applicants

The Smarter Way to Finance a Commercial Vehicle

Step away from outdated financing — here's why businesses across India choose FleetMoney for their vehicle loans.

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Greater Savings, Lower Burden

Access the lowest available interest rates and choose EMI schedules that preserve your working capital.

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Paperwork Practically Gone

Apply from anywhere at any time — the entire process is quick, digital, and requires minimal documentation.

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No Charges, No Surprises

What you see is what you agree to — our loan agreements carry zero hidden fees or undisclosed costs.

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Backed by Leading Lenders

We've partnered with India's most reputable banks and NBFCs to bring you genuinely competitive loan offers.

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Refinancing Made Effortless

Already have a vehicle loan? Refinancing through FleetMoney takes just a few steps and practically no hassle.

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Zero Down Payment Schemes

Certain commercial vehicles qualify for special 100% financing plans with fast disbursement and no upfront deposit.

Apply for a Commercial Vehicle Loan in 3 Clear Steps

From submitting your application to receiving funds — the entire journey is handled online without setting foot in a branch.

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1

Complete the Online Application

Fill out a simple application form and upload the required documents digitally — takes about five minutes from your phone or laptop.

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2

Receive Your Approval Decision

No more week-long waits. Most applications are reviewed and approved within 24 to 48 hours thanks to our automated processing.

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3

Funds Credited to Your Account

Once your documents are verified and the loan is sanctioned, the amount is disbursed directly to your bank account or the dealer.

Commercial Vehicle Loan EMI Calculator

Adjust the sliders and see your monthly payment update instantly — plan your repayments before you apply.

50.0L
₹5L₹50L
9.5%
7%22%
5 Years
1 Yr5 Yr

Break-up of Total Payment

Monthly EMI105,009
Principal Amount
5,000,000
Total Interest Payable
1,300,540
Total Repayment6,300,540

Everything You'll Need to Apply

Prepare these documents in advance to keep your application moving without unnecessary back-and-forth.

Get the Most Out of Your Vehicle Loan

Practical guidance that can save you money and make your borrowing experience much smoother.

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We Work With the Best in the Industry

Over 50 banks and NBFCs are ready to offer you a commercial vehicle loan on your terms — all accessible through one platform.

AXIS BANK
ICICI BANK
FEDERAL BANK
INDUSIND BANK
YES BANK
CHOLA MANDALAM
HDFC BANK
AU SMALL FINANCE

Commercial Vehicle Loan — Your Questions Answered

Wondering how to get the best rate on your commercial vehicle loan? Here are answers to the most common questions we hear.

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Toll-Free: 1800 208 3344 | Email: connect@fleetmoney.in

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Sector 67, Gurugram, Haryana 122001

Disclaimer: FleetMoney provides information about loan products, credit scores, and financial tools as a convenience. All information is sourced from partner banks and NBFCs. FleetMoney does not guarantee the accuracy of third-party information and is not liable for any loss arising from reliance on this content. Users should independently verify all details before making financial decisions.